Introducing iwocaPay - Buy Now Pay Later (90 days - interest free)

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FFD Group have joined forces with iwocaPay to make paying for purchases easier than ever before for our customers. Available on all FFD Commercial Refrigeration and Catering Equipment purchases over £240 Inc VAT, iwocaPay means that buying essential equipment for your business has never been more accessible or convenient.

What is iwocaPay?

FFD & iwocaPay understand that cash flow & making big purchases are sometimes difficult for small to medium-sized businesses. With iwocaPay, FFD provides a convenient, secure and free way to spread the cost of new equipment – without interest rates on the Pay in 3 option. Customers can buy what they need now without a big impact on their cash flow.

In fact, with iwocaPay Pay in 3 there are no interest charges at all – the price of your purchase is the total you repay!

Benefits of paying with iwocaPay - Pay in 3

✔ Available on transactions between £240 - £15,000 inclusive of VAT
✔ Apply in minutes and get an answer in seconds
✔ Completely interest fee free
✔ No upfront costs
✔ Repay total over 3 months with 3 equal repayments
✔ First payment due 30 days from date of approval
✔ Repay early with no extra charges
✔ iwoca have thousands of TrustPilot reviews from happy customers

Benefits of paying with iwocaPay - Pay in 12

✔ Available on transactions between £240 - £15,000 inclusive of VAT
✔ Apply in minutes and get an answer in seconds
✔ Pay only 3.33% interest per month
✔ No upfront costs
✔ Repay total over 12 months with equal repayments
✔ First payment due 30 days from date of approval
✔ Repay early with no extra charges
✔ The perfect, affordable middle ground between iwocaPay Pay in 3 Interest Free and commercial leasing plans with higher interest rates.
✔ iwoca have thousands of TrustPilot reviews from happy customers

Ways to pay with iwocaPay

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or

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or

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Applying and making payments is easy

Taking advantage of iwocaPay has never been easier.

Step 1: Choose your equipment and add it to your basket.

Step 2: Head to the checkout and choose iwocaPay - Pay in Monthly Instalments, selecting either Buy Now, Pay in 3 – Interest Free, Buy Now, Pay in 12 or Instant Bank Transfer (BACS).

Step 3a: When choosing Buy Now, Pay in 3 – Interest Free - You’ll be directed to iwocaPay's secure site where you’ll be asked for basic business details, to confirm monthly repayments and to register a card from where monthly repayments will be taken. It must be the director of the company who applies and proof of identity will be required. Your application will be processed and you’ll be notified of the outcome.

or

Step 3b: When choosing Buy Now, Pay in 12 - You’ll be directed to iwocaPay's secure site where you’ll be asked for basic business details, to confirm monthly repayments and to register a card from where monthly repayments will be taken. It must be the director of the company who applies and proof of identity will be required. Your application will be processed and you’ll be notified of the outcome.

or

Step 3c: When choosing Bank transfer – transfer of funds is made through the industry standard, open banking technology via TrueLayer API for fast, secure and convenient payments.

Step 4: Upon notification of a successful application, we will process your order in the usual manner.

Spread the cost while enjoying the same high levels of service

Your new Buy in 3 - Interest Free Finance or 12 Monthly Finance Repayment Plan is held with iwocaPay while any equipment related issues and queries will be solely dealt with by FFD.

If you choose to spread the cost over 3 interest free monthly repayments, you still receive all the services that you would expect from buying equipment outright. Your purchase is delivered with the standard level of cover stated on the website. Alternatively, if warranty options are available, the level of cover that is selected at the time of checkout will be applicable.

If you choose to spread the cost over 12 months, the total repayable will be subject to a 3.33% per month interest charge. You still receive all the services that you would expect from buying equipment outright. Your purchase is delivered with the standard level of cover stated on the website. Alternatively, if warranty options are available, the level of cover that is selected at the time of checkout will be applicable.

The FFD team is always on hand to help with any issues or offer expert advice.

Take the stress out of commercial refrigeration and catering equipment purchases with FFD’s new partnership with iwocaPay.